Oct 16, 2025
Adacta at INSCEE 2025: Driving Core Modernization in Insurance
Adacta took the stage on the opening day of INSCEE 2025 in Zagreb with a keynote by Aleš Zajc,
Business Development & Client Success Manager at Adacta, "Modernising Insurance Core: API-First, Low-Code & Cloud."
The keynote addressed the primary challenges and opportunities facing insurance organizations across Europe as they navigate aging legacy systems, drawing on Adacta's modernization project experience and insights from the latest Legacy Modernization Survey, State of legacy modernization 2025, conducted across Europe.
According to the survey, over half of European insurers are already working on core modernization projects, while another 27% plan to initiate them within the next year.
"It’s not a question of whether insurers modernize, but when,” highlighted Aleš Zajc.
Zajc stressed that the primary catalyst for modernization isn't the inability to innovate, but rather the growing obsolescence of legacy systems.
"The actual trigger to act on legacy systems is not the inability to address the market or drive change," explained Aleš Zajc. "It's the fact that legacy systems are becoming obsolete, and this creates technological and regulatory risk."
The message is clear: modernization is driven by risk, not just opportunity. Outdated legacy systems no longer meet modern security, compliance, and integration standards, making modernization a necessity rather than a choice.
"The real value lies in implementing modern capabilities. Low-code/no-code platforms, API-first architectures, and phased migration help insurers innovate faster, integrate more easily, and adapt quickly to market change.”
The presentation also touched on AI as a powerful enabler, not a replacement for core systems. Adacta's AI AdInsure Studio Copilot shows how intelligent automation can simplify product configuration and reduce time-to-market, while keeping control in the hands of insurers.
Panel Insights: Reinforcing the message
Building on the keynote, a panel discussion titled "Legacy vs. Modernization" provided further insights into the complexities of modernization. Featuring contributions from Edyta Konarzewska-Skubis, Shinji Shirai, and Nevena Paunović, and moderated by Aleš Zajc, the conversation translated strategic vision into real-world operational challenges and opportunities.
"Customer expectations, cost pressure, and regulatory demands are pushing insurers to act. Modernization is not just about technology, it's about competitiveness, trust, and people."
The panelists agreed that while automation and low-code tools accelerate change, actual value emerges when modernization is paired with strong governance, clear processes, and organizational trust.
Nevena emphasised the cultural shift this requires:
"Young professionals don't want to work with legacy systems. If the tools don't work for them, they'll go somewhere else. That's the reality."
Shinji added another dimension, underscoring the governance and risk perspective:
"Modernization brings agility, but also complexity. The biggest risk is failing actually to increase productivity. We need governance by design, traceability, transparency, and human oversight."
Adacta's keynote and panel discussion reinforced a clear message: modernization is no longer optional. It is the foundation for agility, compliance, and customer-centric innovation, enabling insurers to build resilient, future-ready businesses.
