AdInsure Billing
AdInsure Billing turns premium into cash faster, with less leakage and fewer billing errors. It runs the entire premium-to-cash cycle on one platform, from payment plans and invoicing to collections, reconciliation, and accounting close, with an embedded double-entry accounting subledger behind it. Insurers shorten cash cycles, keep customers informed, and close the books with confidence across every line of business.
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Turn premium into cash faster, with less leakage and fewer billing errors
Every insurance finance team carries the same pressure: collect on time, account for every cent, and stay compliant while volumes grow. AdInsure Billing gives billing, collections, and accounting teams one solution to do all three. Billing is also the touchpoint customers experience most often, which makes it one of the quietest levers on retention.
Accelerate premium-to-cash
Automate invoicing, payment plans, and direct debits so receivables are generated and collected on time. Accelerate the cash cycle and free your team from manual document handling.
Recover more premiums, write off less
Configurable collection workflows act on overdue receivables early, while they are still collectable. Automatic matching with configurable tolerances keeps the open-item list accurate, so reminders go to customers who genuinely owe.
Give customers a billing experience they understand
Bills reach customers on the channel they prefer, several policies can go on one invoice, and service teams see the full account history behind every posting. Payments run on the rails the market uses, agents see billing in their portal, and open APIs bring it into the insurer’s own channels. Clear billing means fewer disputes and more trust.
Reduce avoidable cancellations
Customers who understand their bill pay it. Clear invoices, reminders on the channel the customer prefers, and a visible balance prevent cancellations that were never about price.
Lower the service load
The full account history in one view, from the Customer 360 view to the balance account card behind every posting, answers billing questions at first contact. That means fewer inbound calls and less back-and-forth between service and finance.
Close the books on a built-in double-entry subledger
Transactions post automatically with FX revaluation, AR impairment, and an audit trail behind every position, so reconciliation and reporting stay clean and compliant. One set of rules generates invoices, commissions, and postings, so there is less to correct later.
Disconnected billing and accounting drain cash and control
Many insurers still run billing, collections, and accounting across separate systems and spreadsheets. The result is predictable: slow, inconsistent invoicing, unmatched payments, receivables that age unnoticed, and a financial close that relies on manual reconciliation. Each handoff adds cost, slows cash collection and weakens the audit trail. Without a single solution connecting payment plans, collections, reconciliation, and the subledger, finance teams spend more time chasing down data than acting on it. Customers feel it too, in invoices they cannot reconcile, reminders for amounts already paid, and cancellations nobody intended.
One solution for the entire premium-to-cash and accounting cycle
AdInsure Billing unifies payment plans, billing, collections management, payment processing, and accounting (Insurance Subledger Accounting) in a single configurable solution. Business rules drive invoicing and posting, automation handles collections and payment matching, and an embedded subledger keeps finance and accounting aligned in real time.
Non-payment follows the same logic. Collection workflows, reminders, collection letter templates, and email or SMS notifications are configurable, and non-payment is handled per market, so every market can follow its own rules without a separate system.
Life and P&C run on the same engine: premiums in, benefits and surrenders out, posted onto the same party account. One account, one audit trail, no separate system for the Life book.
Key features
AdInsure Billing manages the entire financial lifecycle of a policy within a single, fully configurable module. The capabilities below work together to give insurers, brokers, and agents accurate, transparent control over every premium, payment, and commission.
The solution capabilities follow the path a premium takes, from the plan the customer agrees to the cash on your books.
Set up how customer pays
Payment plans & terms
Billing & invoicing
Customer communications & preferences
Collect the money
Cash flow processing
Collection management
Direct debit
Non-payment handling
Keep the books right
Reconciliation & matching
Commissions
Insurance Subledger Accounting
Broker accounts
See what is happening
Reporting & 360 views
Billing analytics
Easily configure billing and accounting to fit your business
AdInsure Studio lets business and IT teams tailor every part of the billing and accounting cycle without extensive development. Define invoice generation and posting rules per product, design payment plans and collections workflows, set matching tolerances, and manage the chart of accounts – all through a low-code environment built on a familiar Visual Studio Code experience.
With a modern integration framework, AdInsure Billing connects to banks, payment processors, policy and claims systems, and your general ledger or ERP system through REST APIs and file-based interfaces. The layered configuration model keeps group standards, regional products, and local requirements cleanly separated, so you can deploy changes quickly and safely across markets. In practice a new payment provider or market connects without touching the core. Modules can run relatively independently, and most implementations run in parallel with existing systems, replacing legacy components in controlled phases while production continues.